India's Financial Ecosystem
One place for
all financial needs.
RupiyaPe
Bharat ka apna Rupiya
Compare loans, credit cards and banking products from our partner institutions, then apply to the one that fits. Free to check, with no impact on your credit score.
- Partner institutions
- 50+
- Partner institutions
- Services in one place
- 9
- Services in one place
- No charge to compare
- Free
- No charge to compare
Lowest rate found
9.5% p.a. on our panel
Compared in seconds
Our products
Start with what you need.
Four products, each comparing real offers before you apply to one.
Personal Loans
Compare what every partner lender will actually offer you, then apply to one.
ExploreCredit Cards
Cashback, travel points and lounge access, matched to how you actually spend.
ExploreInsurance
Health, life and vehicle cover, compared on premium and claim settlement history.
ExploreInvestments
Mutual funds, fixed deposits and recurring plans, sized to what you can spare.
ExploreCompare and choose
Real offers. Real numbers. No guesswork.
Compare live rates from our partner lenders, then apply in minutes.
0 offers match your filters in Personal Loan, sorted by Lowest rate.
No offers in this category right now.
Rates are indicative and depend on your credit profile.
RupiyaPe is a lead facilitator, not a lender.
Why this exists
Most people take the first offer they are shown.
On our panel the same loan runs from 9.5% to 36.5%. One lender charges a processing fee, another charges almost nothing. On the same loan, that gap runs into tens of thousands of rupees. Most people never find out, because every lender sits behind its own form, and every application leaves a mark on your credit report.
So we put them in one place. One form, every offer, and no impact on your score.
₹5,00,000 over 12 months
- Lowest on our panel
- 9.5%
- EMI
- ₹43,842
- Total repaid
- ₹5,26,101
- Highest on our panel
- 36.5%
- EMI
- ₹50,356
- Total repaid
- ₹6,04,273
by comparing first
How we operate
We introduce. They decide.
RupiyaPe is not a lender. Here is exactly what that means.
What we do
You tell us what you need once. We pass that to the partner you choose, and they assess, approve and disburse. RupiyaPe does not lend, does not set rates, and does not decide your application.
Our partners
Every offer you see comes from a lending partner on our panel, shown with the rate, amount, tenure and fees that partner has given us. Approval, final terms and disbursal are theirs, not ours.
How we are paid
Using RupiyaPe costs you nothing. When an application you make through us succeeds, the partner pays us a commission. That commission does not change your rate, your fees, or the order in which offers appear.
Your data
We ask for your name, phone number, age, monthly income, employment type, pincode and credit score band. Nothing more. That goes to the partner whose offer you apply to, so they can assess you. Your information is handled under India’s Digital Personal Data Protection Act, 2023. Full detail is in our Privacy Policy.
Before you start
Questions people ask first.
The things worth knowing before you apply: what a check costs you, who lends the money, and how long it takes.
Does checking offers affect my credit score?
No. Comparing offers on RupiyaPe is a soft check and leaves no mark on your credit report. A mark appears only when you formally apply to a lender, and only that lender’s application counts.
What does RupiyaPe charge me?
Nothing. Our partners pay us when an application succeeds, so the comparison and the application are free to you.
Who actually lends the money?
The partner institution you choose. RupiyaPe introduces you; the lender assesses, approves, disburses and collects.
How long does approval take?
It depends on the lender and your profile. The approval times shown against each offer are the lender’s own estimates, not guarantees.
Are the rates shown final?
No. Rates shown are the lowest a lender advertises. Your actual rate depends on your credit profile, income and the lender’s assessment.
What documents do I need?
Nothing to compare offers. Once you pick one, the lender will ask for identity, address and income proof directly.